Apply for Financing

Apply for a Toyota Lease or Auto Loan–Get Approved in Minutes

Stop waiting for opportunity to knock. Open the door for yourself, by applying for financing online through Toyota of Smithfield’s fast, easy, and secure pre-approval process. We’ve helped thousands of drivers in Smithfield and Providence buy their first car, lease the perfect commuter car, or financing used car on a budget. If you’ve been frustrated by your financing options at other banks or dealerships in the Cranston, Pawtucket, and Attleboro areas, you may want to talk to us.

Our online finance application takes only minutes to fill out, and you could be approved before you know it.

What’s the Difference Between Getting Pre-Approved and Pre-Qualified?

The Toyota of Smithfield pre-approval process takes all of your necessary financial and personal information that you would need to provide to secure a lease for a new Toyota, or to open a line of credit for an auto loan. It’s a little more time-consuming, but since we’re able to see the full picture based on your credit history, we can get the most accurate credit approval estimate for you.

If you’re concerned about your credit (though getting a credit check at a dealership shouldn’t affect your score too heavily) there is an alternative. We encourage drivers who are worried about their scores, or who don’t know if they’re ready to make the leap into a lease or loan, to contact us in order to pre-qualify for financing. The pre-qualification process won’t pull your credit history, and won’t have an effect, but also won’t be as accurate to what you could actually be approved for.

To sum it up: if you know you’re ready to buy or lease now, get online pre-approval in seconds. If you’re not going to need financing within the next 2-4 weeks, consider pre-qualifying for credit by contacting Toyota of Smithfield online.